Leaks in a High-Rise Condo

July 10, 2025by Melissa DeMarco0

Leaks in a High-Rise Condo: What Residents and Owners Need to Know

When it comes to high-rise living, one of the most disruptive and complex maintenance issues is a leak—whether it’s from above, below, or within your own unit. These events often come with a unique cocktail of frustration: restricted access, insurance hurdles, HOA bureaucracy, and disrupted daily life.

Let’s walk through what really happens when leaks occurs in a high-rise condo—and what owners and residents need to expect.

1. It’s Complicated: Who Pays for What?

The biggest question we hear: Who’s responsible for the damage? The answer? It depends.

In high-rise condominiums, you have three players: the resident, the unit owner, and the Homeowners Association (HOA). Most HOAs cover structural components and shared systems (like main plumbing lines), but damage inside your unit may fall under your own condo insurance or another owner’s policy—especially if their unit caused the problem.

The HOA may cover repairs in some situations, but they also set timelines, contractor requirements, and rules for how and when the work is done. That means no, you often can’t just hire your cousin’s plumbing company and start demolition tomorrow.

2. Timelines Are Rarely Fast—and Never Personal

Getting a plumber, restoration crew, and HOA approvals aligned in a high-rise building is like running a three-legged race on a crowded elevator. You may need:

  • Approval for elevator reservations

  • HOA-mandated vendor forms and insurance documents

  • Coordination between owners, renters, contractors, and the HOA

So yes, it can take days just to get someone in the door. And that’s before anyone swings a hammer.

We know the inconvenience is real. Losing access to your kitchen or living with fans and dehumidifiers humming 24/7 is no picnic. But yelling at your property manager won’t move the process faster—it just adds stress to an already complex situation.

3. Can You Get Rent Credit? Maybe.

If you’re a renter and part of your home becomes unusable for an extended period, you might be entitled to a rent credit—but it depends on the cause, the lease terms, and how much of the home is affected.

Keep in mind: most rent adjustments require owner approval and may be processed after insurance claims are reviewed. These aren’t on-the-spot decisions.

4. What You Can Do: Partner in the Process

The best thing you can do when a leak happens? Be responsive and cooperative. Work with your property manager, not against them. That includes:

  • Responding quickly to scheduling requests

  • Being flexible with access times

  • Keeping lines of communication open

  • Having realistic expectations about timeframes

Your property manager is your advocate—not your adversary. We’re navigating a web of vendors, insurers, and HOA constraints to get your home back in working order.

Final Word

Leaks in high-rises aren’t just plumbing issues—they’re logistical puzzles with layers of red tape. We understand how disruptive they can be, and our goal is always to resolve things as quickly and professionally as possible.

But here’s the truth: sometimes you’ll be without a kitchen. Sometimes you’ll wait on an HOA. And sometimes, the best outcome starts with a little patience and a lot of teamwork.

Let’s get through it together.

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